valerie wrote: I think a large reason why people don't have more money is because, they spend it.
The more you make, the more you spend
There are people that died and left millions of dollars BUT they had led a very meager life.
The reason why they had millions is because they did not spend it.
I knew two old spinsters that were sisters. They never married, never had children and did
not have any living relatives but each other. The oldest sister was a grade school teacher and
the other sister worked as a secretary at the same school. They lived a few blocks down the
street from the school. They lived in the same house they were born in. Their house was
small, comfortable, and always neat inside and out. The furniture they had, for the most part
was the same furniture they grew up with as children. As far as I know, they never had a
car, never went on vacations, and never made lavish purchases. The front room of their house
was kept very nice and rarely used. They used their dinning room as their den and that is
where they spent most of their waking hours when not working. It was almost shocking what
they left behind after they died. Millions of dollars. The majority of their money was left to
the school where they worked all their life and another even larger portion went to the
university in the same town where the oldest daughter had received her teaching degree.
Almost their entire contents of their house was antiques and some priceless, except for their
mattresses. In the small shed behind their house was lots of antiques, items that had belonged
to their father such as old tools. Even their clothes was old but well kept.
Today, many people spend constantly. We get tired of looking at the furniture we bought two
years ago, and buy new furniture even tho there is nothing wrong with the previous. People
spend hundreds and even thousands of dollars every year on mobile phones and mobile phone
usage AND when a new phone comes out, they buy the new one even tho the one they bought
last year is fine. People spend a lot of money on cars and there are people that don't even
need a car because everything is in walking distance for them. A car had a purpose to get
people from one point of distance to another but today, cars can be more expensive than a
house, people will spend thousands of dollars on new cars, not to mention the costs of gas
and maintenance. Many people spend money on all the latest items such as new kitchen
gadgets, new computers, etc. Often, many products that are purchased are rarely used or
used a few times and then put away or thrown away. Many people have become fat simply
because they eat too much food. Food that cost money that they don't even need. Food
from fast food joints that cost a lot of money. Food they would be better off not eating.
So the next time you say you would like to have a million dollars, just know that you very
likely could have a million dollars if you get a good education, you work, you save, and
you stop spending money on stuff you don't need anyway.
obsidian_eyes wrote: I use a prepaid debit card. What you do is add it to paypal as a credit card or use the direct deposit method as a bank account. Direct deposit is better and less fees. Then add to skrill same way. I can use the same card as credit/debit and bank account just by using direct deposit way. It's the easiest way that I found and doesn't actually cost me anything accept buying the actual prepaid debit card.