valerie wrote: There are a ton of reasons why it would be
In my opinion there aren't and you already know why after you have read the other topics that are not available anymore where you tried to explain the "ton of reasons". If you have to mention some good reasons that have something to do with the card Paytoo offers and not with any other card you are welcome to do it here.
jasm78 wrote: Like it has been said, the PayToo debit card is an option, it is not a requirement. It's up to everyone to decide what's best for them. The $10 discount just makes it more affordable. There is nothing wrong with giving a discount.
Yes I agree completely. There is absolutely nothing wrong with the discount. Actually it's the other way around.
But this doesn't change the fact that there are alternative ways that can cost you less to do exactly what you can do with Paytoo's card and actually even more than that nor can change the fact that those who intent to purchase Paytoo's card should be aware about any related fees and this topic here serves this purpose
jasm78 wrote: The debit card is a convenient way to cash out your PayToo balance, on a local ATM, or to make a purchase online or offline using said balance.
Yes it is but you can do the same things or even more things with another credit / debit card with much less fees in total and this is something that someone should take under consideration before he decides if he will purchase Paytoo's card or not.
jasm78 wrote: Everyone will have their own reasons to get the card if they wish to. The reasons that may feel wrong to you may be right to someone else. It's everyone's own decision to make.
When 2 or more things can offer you the same features for a different cost there is an objective way to make a choice and this is the solution with the less possible cost. This is common sense.
If now someone has an unusual personal reason like collecting cards from different issuers in example obviously he can purchase any card he likes but this doesn't change the fact that most persons will prefer the solution with the minimum possible cost because is the reasonable choice
jasm78 wrote: As for the fees they charge, if you don't believe me then you can ask them yourself. There's no need to create doubt. The fees are to be charged monthly always on the same day and they won't charge for previous periods when new funds are added to the card.
Certainly I didn't want to create any doubt. On the opposite I was trying to make it absolutely sure that it works this way. I asked Paytoo's support myself and they confirmed that it works the way you said though they didn't have to give me a link for a page that says that. Personally I have no doubt at all that the administrative fee will be charged only if you card has balance but definitely I couldn't reply to this topic to verify your words while it was locked. And while this topic was locked I couldn't post here and let you know some good news as well: There is no inactivity fee for their card
Actually what Paytoo's live support told me is that this page Paytoo - PayToo Fees
is outdated and that those 2 cards have been replaced by a new Mastercard prepaid card which will have no inactivity fee but has all the other fees we can see on that page including the monthly administrative fee equal to $2.95.
Their live support says that the price to get the new Mastercard is $9.95 without mentioning any voucher or special discount so it seems like $9.95 is actually the regular price for this new card and anyone can verify that by asking Patoo's live support how much is the cost to get the Paytoo's prepaid Mastercard.
I don't want to create any unreasonable doubts but the discussion below shows that $9.95 is actually the regular price anyway.
Personally I'm confused. Is there really a $10 discount dedicated to
members or not
Nonetheless thank you for you kindness to unlock this topic, letting it open for a polite discussion and the deletion of the others ones that were no longer needed. The same way this topic of mine I think that is no longer needed Is discussing not allowed here? | ClixSense Forum
so it would be reasonable to be deleted.
XSense wrote: Shipping and handling cost on my country Priority $32 and Fedex $85.
Thank you for letting us know that
If other member are willing to mention the same cost for their country I can create a list that could be helpful for several users.