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Indian users must see this

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#1 by san2120 » Wed Dec 07, 2011 20:23

There are many Indian users who wants to make to make purchases through paypal and can incur the cost of upgrading but are unable to do it, because of the limitations being put on the indians by paypal. So here are a few solutions to it.

1.Entropay
I think everyone is aware of Entropay being so popular in recent days.

2. Indian banks VCC
Virtual Credit Cards which are also known as VCC can be used for PayPal verification ,Online shopping,paying for hosting fees,advertisements etc..with out disclosing our credit card or debit card details.Below is the list of banks which provide Virtual Credit Cards in India.
HDFC BANK :HDFC Bank Virtual Credit Cards are well known in India,just you have to open a saving account with HDFC Bank and you can enjoy their VCC facility.HDFC Bank VCC which is also known as Netsafe cards can be used for PayPal verification,online shopping, paying hosting fees etc..You can create up to limited VCC per day if you have debit card and if you are a credit card holder then there is not limit.
ICICI BANK :ICICI Bank too provide virtual credit cards but it is not that famous as HDFC bank vcc’s because of some limitation.ICICI Bank virtual credit card (VCC) is an add-on Visa credit card issued on your primary credit card.Customers of ICICI bank can now create virtual credit cards by logging into theironline Net banking account.
Kotak Mahindra Bank : Kotak Mahindra Bank Provides a virtual credit card facility called netc@rd.I think after HDFC Bank both Kotak Mahindra Bank Netc@rd and Axis Bank Eshop cards are best.
Axis BANK : Axis Bank too provides virtual credit card which is also known as Eshop Cards.You can use this card on any site that accepts VISA cards.

But there are some limitations being put on these cards like VCC’s should be used with in given time it may be 24 to 48 hours depending upon your bank.So create vcc only when you need.

3.Credit Card
Indians can also get a credit card if you have an FD above 10000INR and above.You can simply apply for it contacting your branch. No more qualification required. 90% of the FD value can be used for making purchases.Annual fee of this credit card is just 299INR. Stae Bank of India & Axis Bank are offering credit cards for FD of 10000INR and above. When it comes to ICICI bank, this value is 20000INR

4. Debit Cards
Most of your International Debit Cards work with Payza and Neteller if not with Paypal.

I hope this post can help the Indians get rid of this major problem.
Last edited by san2120 » Sun Jan 31, 2016 11:57 » edited 2 times in total
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#2 by buldan75 » Wed Dec 07, 2011 21:00

Hi sandeep2120,
Welcome to ClixSense Forum.
Thank you helping your mates :thumbup:
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#3 by calpro » Thu Dec 08, 2011 02:54

Hi Sandeep,

Can you please confirm that we can get a Credit Card on Rs 10000 FD, because Axis bank said they need a deposit of Rs 25,000 when I inquired a couple of years back. Please let me know if you are sure about SBI and Axis.

Have you received a credit card on FD with either SBI or Axis.

Awaiting for your reply.

Thank you for your post which is informative for all Indian users.

calpro
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#4 by ptcscrutiny » Thu Dec 08, 2011 05:11

Good job! :thumbup:

Please make a separate thread for this on the Hindi forum also and I will go ahead make it a Sticky Topic so that Indian users can find it helpful.
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#5 by san2120 » Thu Dec 08, 2011 09:27

calpro wrote: Hi Sandeep,

Can you please confirm that we can get a Credit Card on Rs 10000 FD, because Axis bank said they need a deposit of Rs 25,000 when I inquired a couple of years back. Please let me know if you are sure about SBI and Axis.

Have you received a credit card on FD with either SBI or Axis.

Awaiting for your reply.

Thank you for your post which is informative for all Indian users.

calpro


Hello Calpro
i just inquired about this issue a couple of days ago and i'm sure about sbi. Axis bank have also decreased this value as per my info coz one of my friend just applied for credit card on FD of 10000INR
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#6 by calpro » Thu Dec 08, 2011 18:45

Hi Sandeep

Thank you for your reply.

Have a Great day
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#7 by uzair_friends » Fri Dec 09, 2011 07:28

great post... very helpful...
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#8 by Sharath412 » Fri Jan 06, 2012 13:45

How can I use Entropay?? I really wish to become a premium member :( :(
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#9 by san2120 » Fri Jan 06, 2012 22:28

Sharath412 wrote: How can I use Entropay?? I really wish to become a premium member :( :(

Entropay facilitates you virtual credit cards which can be used to make any purchases worldwide. Just sign up @Entropay. Load funds in your account using any one of the available option(bank transfer or using debit cards).
All international visa & master debit cards are accepted by enttropay. Minimum funding for entropay account is $20.
Now you'll have your own vcc with details. Link this card to your paypal account and complete the verification process. Its done!!!!
You can make purchases now using your entropay vcc. :) :)
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#10 by ptcscrutiny » Fri Jan 06, 2012 23:28

I think you can use ICICI B2 account to pay through Paypal. I have not used it so I cannot confirm this but I did read a topic on this on another site where other users confirmed this.
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#11 by sajeevking » Sat Jan 07, 2012 03:04

for online purchases i use alertpay

but this post is good
may be finally i can try to upgrade my account in site which have only paypal option :thumbup:
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#12 by san2120 » Sun Jan 08, 2012 04:54

ptcscrutiny wrote: I think you can use ICICI B2 account to pay through Paypal. I have not used it so I cannot confirm this but I did read a topic on this on another site where other users confirmed this.

Right....
ICICI B2 account works fine with paypal and can be used as a funding source to paypal using b2 ewallet and must say that it is very good initiative by ICICI.
But it has one disadvantage of not open to all cities of India, & constraint to few major cities like:
Ahmedabad, Faridabad, Navi Mumbai, Bangalore, Ghaziabad, Noida, Calcutta, Gurgaon, Pune, Chandigarh, Hyderabad, Secunderabad, Chennai, Jaipur, Thana, Delhi, Mumbai coz it is not possible for everyone to possess an address proof of these cities.
Last edited by san2120 » Sun Jan 08, 2012 05:36 » edited 1 time in total
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#13 by ptcscrutiny » Sun Jan 08, 2012 04:57

Thanx for the confirmation sandeep2120.

It would be kind if you can explain users how to fund Paypal through ICICI B2 account on the Hindi Forum. I'll go ahead and make it a sticky post.

Thank you.
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#14 by san2120 » Sun Jan 08, 2012 05:18

ptcscrutiny wrote: Thanx for the confirmation sandeep2120.

It would be kind if you can explain users how to fund Paypal through ICICI B2 account on the Hindi Forum. I'll go ahead and make it a sticky post.

Thank you.

Sure ptcscrutiny,
It'll on hindi forum by tomorrow. I'll try to post it using some screenshots so that it is more easier for the users to understand.
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#15 by mihir_modha1991 » Tue Jan 17, 2012 22:12

hi everyone, actually i want to know how paypal works and what process will be used for recieving payment. actually i live in gujarat near rajkot. so someone please help me regarding this. you can also mail me at wish for positive reply. thank you. :)
Last edited by valerie » Tue Jan 17, 2012 22:13 » edited 1 time in total
Reason: Email addresses not allowed
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#16 by san2120 » Thu Jan 19, 2012 06:00

mihir_modha1991 wrote: hi everyone, actually i want to know how paypal works and what process will be used for recieving payment. actually i live in gujarat near rajkot. so someone please help me regarding this. you can also mail me at wish for positive reply. thank you. :)


Get all your answers here -->How Paypal Works
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#17 by mutchy126 » Thu Jan 19, 2012 08:20

sandeep2120 wrote:
mihir_modha1991 wrote: hi everyone, actually i want to know how paypal works and what process will be used for recieving payment. actually i live in gujarat near rajkot. so someone please help me regarding this. you can also mail me at wish for positive reply. thank you. :)


Get all your answers here -->How Paypal Works

Also the How to use PayPal Page on the PayPal Website! ;)
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#18 by mgricand » Sat Jan 21, 2012 20:11

Hi Members,
I have been trying to upgrade my membership to premium user. When i am registering my card using paypal, i get a error message like "This credit card has been refused by the bank that issued your credit card. For details on why your card was refused, please contact your credit card issuer's Customer Service department. Or, you may want to try adding a different credit card."
I am using Karur Vysya Bank Debit card. And i have registered already with their ecommerce i.e Verified By Visa Service. Can anyone guide me regarding this problem?

Thanks in advance :)
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#19 by Sharath412 » Sat Jan 21, 2012 20:15

Paypal don't accept is Debit cards issued by Indian Banks. All credit cards and vcc's are accepted by paypal
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#20 by Sharath412 » Sat Jan 21, 2012 20:35

If you have a debit card you need a Entropay Account . You can transfer fund from entropay vcc to Paypal. For more details you can read Help me Upgrading.
Last edited by Sharath412 » Sat Jan 21, 2012 20:42 » edited 1 time in total
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