, i want to make you clear of few things here.
# you earn only in US dollars here and not points.
# you can cashout your money from clixsense once you reach $8 in your account as a standard member
# you need to have an paypal(of course other methods are also there to cashout your earnings such as payza,liberty reserve and also through a international cheque [min. balance for withdrawing is $100]) which is more preferred by many users here and also for Filipino members.
# you just need to have a bank account to get it attached with your paypal to get it verified and which in turn will withdraw your earnings from paypal to your local bank account.
i can see you post in Filipino, if you need more help regarding this there is also a Filipino sub-forum
where you can find many of your fellow country memebers and can interact in your own language there
Good luck !