There certainly is scams but a good point brought up about stable and unstable.
Even today, the internet is still a very very young place. People from all walks of life, get
online, seeking ways to make money. Many of these people are in fact, honest people.
However, many of the honest people, know very little about business.
Some times and honest person starts a business online but it fails. That does not mean
the business or program was a scam, just because it failed.
I do find it alarming that most people appear to not know what a scam is.
Soooo a good idea is to not only watch out for scams, but watch out for what may not
be a sound business/program.