Early retirment in the USA is age 62. However, if you retire early at age 62,
you will receive at least 25% less monthly than if you waited until your full
retirement age.

Full retirement age can vary some what and is based on your birth month/year.

larryonly wrote: Sounds like good rules, I don't know of any here.
Never heard about "Trunk or treat "; maybe more of a US thing .

Yep, it's a safety net so to speak. Everyone knows everyone so the kids are safe.
I don't know how it started being called 'trunk' but I guess it really did start from
a parking lot, car's having trunk open and candy bowls inside or some such as that.

Around here many are saying 'Trunk or Treat' which to me sounds so idiotic.

Is there some rules about Halloween in your area?

Here they are very strict and take many precautions.

For example, in the area I live in, those convicted of a sxx crime are NOT
allowed to have their porch light on, on Halloween.

PS. "Some organizations around the United States and Canada sponsor a "Trunk-or-Treat" on Halloween night (or on occasion, a day immediately preceding Halloween), where trick-or-treating is done from parked car to parked car in a local parking lot, often at a school or church"

Most anyone can think about something and most anyone can theorize.

Man evolving from Apes goes all the way back to Darwin and back at a
time when there was no evidence at all. Simply a theory. Today, it is
still simply a theory but they do have some stuff to back up their theory
such as stating humans and apes share a good deal of dna.

I think it was Danny that posted above, or someone did, relating to the
theory of man evolving from ocean life. IF I had to believe in one or the
other, I would come more to believing the ocean theory.

BUT what I was pointing out to Latoole by posting that page (and I know
absolutely nothing about that website, it came up when I was doing a search
to find exactly what I was looking for) is that for starters, anyone can say
was the FACT there is no proof of man evolving from an ape and that passage
I posted here, said exactly my point. Even more so the very last words:

Surely some would be fossilized.

I also believe the reason why some people do not believe in the higher power
is because they don't have a relationship with the higher power and have
never experienced the higher power. Once you have the experience, your
relationship begins, and you know the higher power is real.

I respect other peoples views, however.

PS. The reason why ClixSense does not allow religious or political discussions is because
I ask them to implement it as a rule and they did.

That was just the first thing I came across that I thought you would understand.

Evolution of man is a theory. It is not a fact. Some scientist believe in it and
some do not. Just like the Big Bang theory. Some scientist believe in it and
some do not.

You might want to read:

Quote:A perceptive person will recognize that both of these points are nothing more than story telling. The hypothetical ape-like ancestor does not exist, and there is no evidence that it ever did. The "peripheral isolates" claim may sound reasonable, and there are recent examples of isolated groups acquiring new traits through adaptation, but none of any group acquired new suites of functioning genes through random mutation, such as production of either an ape or a man from an ape-like ancestor would require.

Instead of asking why we still have apes, we should be asking why don't we have the hypothetical ape-like ancestor, the real missing link? Or, why don't we have the required intermediate forms? How can such change happen? The claim that transitional individuals were few in number, and thus unlikely to be fossilized and discovered, rings hollow. The fact is, we don't have them! The evolution claims are only stories. In their story, man and apes diverged from the imaginary ancestor some seven million years ago. Surely some would be fossilized.

Taken from this page: If Apes Evolved into Humans, Why Do We Still Have Apes? | The Institute for Creation Research

So do keep in mind, it is not Science that believes in the evolution of man, it is
simply an old theory in which Evolutionists believe the theory to be true.

lotoole wrote:

Murzynlampo19 wrote: The theory of monkeys and man is a great mystery but what was and is the truth is man can only ponder and make guesses

We can make guesses or follow science based on research. I'll follow the science. Science is one of the great things separating us from the apes.

Well if you follow science based on research then you will find that
most scientist have debunked the ape theory long ago.

A theory is not a fact.

Arvind9 wrote: Amazing discovery,Scientists have detected an object 400 meters in diameter size of an astroid but say its not an astroid,its the first proof of an alien spaceship visiting our solar system its was closest to our planet on October 14th 10 million Km away moving at a seed of 115,000km per sec ,they say no object in our solar system moves at that speed and patern,the object was in an orbit around the sun using the suns gravity to eject it to leave the solar system.

Eh, that was just my ex husband, still orbiting the solar system after I gave
him the boot many years ago.

The evolution of man in regards to apes, is a very old theory that simply does
not pan out. It's actually very laughable and a goofy theory.

If we come from apes then why are there apes?

I never have understood that. If apes became people then why are their apes?

Well in regards to land, it rarely if ever depreciates.

About the only thing I can think of is if you were to buy land on an ocean beach.
There has certainly been many fortunes made doing that but what if a Tsunami
comes along or the land simply sinks down into the water? I guess you could
say that would be a loss unless you want to sell fish or shells.

There are areas such as places in Florida in which entire houses and even a motel
has sank into the ground. A hole opens and swallows the entire house. I think
that would be difficult to sell a sink hole.

If you have your property insured, then most probable you wouldn't lose anyway.

If you own land, you always have some where to live. Depending on where your
land is, you probably have a food source because you can plant something to eat.

Right now, at this very moment, if someone said to me, here is $5,000. You can
do one of two things with it. 1. Buy Bitcoin OR 2. Buy Land
That would be a simple decision for me. I would buy land.

Arvind9 wrote:

valerie wrote: Neither.

Buy real estate.

If I am not mistaken one of the main reasons for the beginning of the recession in 2007 was the collapse of the real estate sector in the US,thats why the recession was different from the previous ones it took longer to end just because experts could not determine how to revive the economy,people lost 70% of capital in the stock market many people lost everything leading to sucide,even today most shares have not recovered to pre recession highs,banks are in depth even today because of NPA'S and bad loans,putting money in one place can be very risky it depends on investment trends in a country how one can balance their funds in diffrent asset class.

Yes, you are mistaken.

A large reason was due to the HOUSING MARKET.

Some people have a tendency to label 'Real Estate' into one entity but it's not.
Real Estate consist of new housing, old housing, manufacturing facilities, office
space, farm land, hunting land, estate land, apartments, rental apartments,
condominiums, and more.

What happen was due primarily to the corporate lending companies such as
'Fannie Mae' as an example. Loans were given to people for new and/or old
housing. The problem arose when the loans were given out to people that
could not afford to pay the house mortgage.

No matter what you buy, whether it is bitcoin, land, housing, stocks, etc, you
want to make sure you have the money to pay for it!

I don't think there was much suicide going around during that time. The
stock market crash of many years ago, totally different story about that.

Real Estate is about the only thing that is predictable.
I am referring mostly to land.

People always need a place to live.
We all need to eat and our food comes from land.

I purchased a small half acre of land many years ago that was
situated near a lake. It was all wooded but had a nice view of
the lake. It wasn't very good for fishing because it was up high
on the hill. I paid $2.000 for it thinking that some day I might
build a cabin on it. I never did but a few years later I sold it
for $60,000 and now a very nice house sits there with a long
walk way down to the lake.

I own farm land and I rent it out. I receive a third of what
the crop brings every season.

I've owned houses in which I sold for much higher prices than
I paid for it. In fact, the house I live in now, I built and mostly
built with my own two hands. If I were to sell it today, I would
get at least twice the price of what I put into it.

The stock market is a very fragile system. It can crash, go up
and down, companies go out of business every day, they sell
to other companies, etc. I am not saying it is not wise to invest.
I do own stock. I am just saying that it is not the best way to
go.

Bitcoin, I believe, is a short tern system. If you own Bitcoin
I would advise selling some as soon as you have gained your
investment back. Then when it is high, sell. When it is low,
buy only with a partial amount of your gain.

I believe banks will phase out one day but I don't see that
happening in my life time, maybe yours.

Neither.

Buy real estate.

dutch1898 wrote: Not Picklebowl,but Pickleball a cross between table tennis and tennis
played on a floor court. It is becoming more and more popular all the time.

Aha! I didn't know what to think about that. It even displays a pickle shape area in green
and I thought it must be something like golf. I really had no idea what it was.

I might look that up on youtube and see if they display some people playing it.

I just had to ask, didn't I!

I'd sure hate to claim living in any of those towns.

Stormrider7 wrote: I don't know if I should say it, but there is a town in Newfoundland, Canada that shares its name with an adult toy.

Yes I saw that name too one time on here. Starts with a 'D'.

I would sure hate to live there.

In Kentucky near Paducah, there are small little towns such as 'Monkeys Eyebrow, Ky and
Possum Trot, Ky. Back when Johnny Carson was still on TV, his band guy 'Doc' mentioned
those funny names after he gone thru there on his way to Paducah for some sort of parade.

I go to Paris often. It's about twenty minute drive. Paris, TN. Several years ago they built
an Eiffel Tower there too. It's also the town where Sunny Melton and his wife worked, works.
He was the nurse that was killed in Vegas and she is an Orthopedic doctor.

I knew you would do it!