shadecat wrote: In my state a woman is not responsible for her husbands bills. Or at least it was that way when my cousins husband passed away with heart trouble. As far as I know it is currently that way. Hospitals won't tell you that because they are all about money. It is a general rule that you are not responsible for paying off your spouses medical debt. If you have credit card debt with both of your names on the account you would have to pay that. The cost of medical care has gotten outrageously expensive!
Is a widow liable for husband's debts?
Spouses are only responsible for each other's community property debts, which are bills incurred during the course of the marriage. Spouses are not responsible for each other's separate debts, however. ... You do not have to pay your deceased spouse's debts after he or she dies.
Keep separate accounts!
I don't know anything about all that. The point is (and not everyone dies), people cannot
afford health care. It could be a spouse, a child, or someone else in the household that
gets sick or needs long term care or expensive prescriptions. The first thing these places
ask is 'do you have insurance?'. In the days past, the first thing they ask is 'what are your
My husband was 7 years older than me. He was retired, very good insurance, etc. Fortunately
most of his medical bills were covered. He had medical bills for some time before he went
into surgery. He was taking many medications for some time, of which was expensive too.
He would use a breathing machine four times per day and the medication that went with
that was close to $1,000 per month...his cost was only about $10 per month.
Bottomline, everyone should have medical insurance but it is incredibly expensive to many
people. It's simply not affordable to the average citizen.
I think the only solution, at least that I can see, is for ALL working adults, to pay for
ALL citizens health insurance. Look, I don't have children in school, but how often do
I pay school tax! I live inside the city now, but I pay city tax and county tax....plus
my county tax is most SCHOOL TAX. Every bill I receive is charging me for more than
the service I have. My electric even charges for simply coming out to read the meter.
If this country is going to nickel dime us on everything else, much of which is BS, why
not tax people on what we really need. If all working adults had a withholding for
health insurance, we'd all be covered. In addition, all hospitals, pharmacy companies,
physicians, should be monitored for illegal pricing. I worked in health care most my
life so I know first hand how outrageous even the simplest costs should be.
Well someone might say, I don't want money to come out of my paycheck for other
people's insurance. What I say to that is, you are already paying for other peoples
insurance. One way or another, we are all paying.