msblahms wrote: if you do not have an account with the bank is completely different situation Leleos states that he use that bank so must be having an account and cashing out is different too but if you are depositing it in your account than the bank cant deny you
if it denies and you agree than you are not aware of your rights
Because I am retired I don't deposit small checks being that it will affect my benefits and the bank I use is a local community bank so cashing an internet business check seems to make them a bit leary. I can kind of understand because there are so many scams on the internet and even calling a phone number does not 100% assure that a check is legit. So using payment processor prevents one from having these problems.
Well Leioes I am sure you know your situation better than anyone else.
You do realize as a retired person you can earn a significant amount each year without it affecting
your social security retirement funds.
No matter how rural or small the bank is, it is a bank located within the USA and as long as you
have an account and money in your account, they will cash the check. If there is no money in
your account at the time, they will deposit the check. At the very most, they would simply put a
hold on the check until the check clears. In regards to internet, millions of legitimate businesses
are online now. Walmart, Macy's, Amazon, thousands of mom and pop stores, local and international
businesses. Your bank does in fact do business with online businesses. They must. In fact, your
bank is probably online too.
However, it is as i stated. You know your situation and what you want to do. So if you don't want
a check, that is fine. If you don't want a bluebird account, that is fine too. You can choose whatever
option you want or choose not to participate. It's your decision what you want to do.
Obviously I'm not referring to known businesses who have sites online because I'm sure they would accept checks from them. Smaller unknown internet businesses are something they have a problem with. I can't answer why because I don't know. I just know I have had trouble cashing internet business checks in the past so I stick to receiving my payments through payment processors. As far as being able to make extra income without it affecting my social security goes. You are correct but that is not true of other benefits. For other benefits every dollar you make you lose a dollar.
Like others this predicament has left me in a bad spot and I'm not sure which way to turn. At this time I'll probably just continue to do the requirements and keep checking to see if there are any new ways to be paid added.