It depends on what you like to watch.
Here is my suggestions:
1. Netflix Streaming : This is about $10 a month and you have access to older streaming movies, some new streaming movies, some old tv series, some tv series that stay only one or two seasons behind such as Walking Dead, Bates Motel, etc. You also have access to Netflix original movies and Netflix original series. There is also documentaries, etc.
2. Amazon Prime : Now they have a monthly option. However, paying by the year is the best way to go because it is cheaper in the long run, plus you don't have to be concerned with a monthly payment. Amazon has streaming of movies and tv shoes, etc. Amazon also has their own original Amazon movies/series. This cost is about $100 a year. You'll have to look see as I pay by the year and I think they have gone up a tad since my last payment. This is also good if you order products through Amazon because you get free shipping on Amazon prime products. However, if you don't do much shopping there and you need to choose one or the other Netflix or Amazon, choose Netflix.
3. Android Box with Kodi : If you like movies and getting the most recent movies, with a box that has Kodi, you can stream them for free. Also, Kodi has hundreds of channels. There are sports channels, fox, and most popular channels. These box's vary greatly in price. Do your research. Make sure you are reading TRUE REAL REVIEWS. I have 2 Kodi box's.....I call them Kodi box's but they are actually called Android box's. One I paid only $30 for and the other I paid about $50 for it. They are buggy at times but more than worth the cost. In one days watch you've made your money back, so to speak. There is no fees, other than just buying the box.
4. Smart TV or Roku Box: With a Roku box, you have access to add a lot of free channels but the free channels are one's that you probably have not heard of. With Roku, even if you don't have a Smart TV, you can watch Netflix, Amazon, and lots of others.....of course, you do still have to pay for Netflix, etc. When I first started with Roku, I think the box was about $29 and they had few channels. Now they have a lot more and probably over a hundred channels. You get free upgrades. Go to the Roku website, if you are not familiar with it.
5. You can get the Network Channels for free. I guess you probably know that. You'll need the box and you can buy them at Walmart as well as online. There are no fees, just need the box. With the box, you'll get ABC, NBC, CBS, FOX, and possibly other local stations in your nearby area....such as university channel.
I was at one time paying a lot for tv and the more I researched my options, I really cut back a lot
and I do plan to drop my DISH at some point. You can also optionally pay Netflix for dvd's but you'd
save money by having a KODI box.
I also have an APPLE Box and an RCA Box. I used them a long time ago but don't much at all any more.
So, there is really a wide variety of options and you can save a lot of money.
I actually use the following :
DISH - I cut way back and my monthly bill is now under $57 per month
Netflix - I now only do their streaming (I have did their dvd's in the past) $10 per month
Amazon - I pay yearly but probably averages out to about $10 per month
KODI - $0
Roku - $0 - I have Smart tv's so I don't use the Roku box often but there is a lot of free channels that can be added
So my suggestion to you if your credit is not up to par and you can't go with Amazon and
you can't go with Netflix but you have WIFI, buy a KODI box and buy a box at Walmart
that will allow you to still get your network channels. This way, you'll be out some pocket
money for the box's but you won't have a monthly payment at all.